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Roughly half of all Americans agree a lack of affordable housing in their city is a major problem, according to a 2021 Pew Research Center survey. Pew also found a proportion of Americans concerned about dwindling housing affordability has grown in recent years—and for good reason.

Knowing this, Stacker analyzed U.S Census Bureau data to find where homeowners are spending the largest share of their income on mortgage payments. To be included, each metropolitan area had to have at least 100,000 mortgage holders in 2020, the latest data available.

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