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The rate on a 30-year fixed refinance decreased today.

The average rate on a 30-year fixed mortgage refinance is 6.04%, according to Bankrate.com, while the average rate on a 15-year mortgage refinance is 5.22%. On a 20-year mortgage refinance, the average rate is 6.06%, and the average rate on a 5/1 ARM is 4.44%.

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30-Year Refinance Rates

The average rate for the 30-year fixed-rate mortgage refinance dropped to 6.04% from yesterday. Last week, the 30-year fixed was 5.96%. The 52-week high is 6.11%.

On a 30-year fixed mortgage refi, the APR (annual percentage rate) is 6.05%, higher than it was last week. APR, or annual percentage rate, includes a loan’s interest rate and a loan’s finance charges. It’s the all-in cost of your loan.

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