Mortgage lenders that operate both retail and wholesale channels have long faced a technology problem that has little to do with originating the loan itself: the two sides of the business often don’t run through the same front door. nCino is trying to change...
The national mortgage delinquency rate fell by 16 basis points (bps) in December to 3.68% following November’s calendar related high, according to data from ICE Mortgage Technology. This marked a 3 bps dip from December 2024 and a 26 bps decline from the December 2019...
A new Home Price Index report from ICE Mortgage Technology found annual home price growth ended 2025 with a mild 0.7% uptick, the smallest calendar-year increase since 2011 when prices fell by 2.9%. The report noted that 2026 is beginning with housing affordability at...
The number of past-due mortgages rose by 275,000 from October to 2.3 million in November, raising the national delinquency rate to 3.85% — the highest level in over four years. According to a new data report from ICE Mortgage Technology, a division of Intercontinental...
Refinance retention reached a 3.5-year high (28%) during the third quarter with servicers retaining more than half of borrowers refinancing out of 2024 vintage loans, according to the newly published December 2025 ICE Mortgage Monitor Report. Rate-and-term retention...