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nCino Brings Broker Loans Into Its Retail Mortgage Platform as Wholesale Gains Ground

nCino Brings Broker Loans Into Its Retail Mortgage Platform as Wholesale Gains Ground

by John G. Stevens | Sep 8, 2026 | Mortgage Information, Tech Trends

Mortgage lenders that operate both retail and wholesale channels have long faced a technology problem that has little to do with originating the loan itself: the two sides of the business often don’t run through the same front door. nCino is trying to change...
National Mortgage Delinquency Rate Dropped to 3.68%

National Mortgage Delinquency Rate Dropped to 3.68%

by Phil Hall | Jan 26, 2026 | Mortgage Information

The national mortgage delinquency rate fell by 16 basis points (bps) in December to 3.68% following November’s calendar related high, according to data from ICE Mortgage Technology. This marked a 3 bps dip from December 2024 and a 26 bps decline from the December 2019...
Report: 2025’s Annual Home Price Growth Only 0.7%

Report: 2025’s Annual Home Price Growth Only 0.7%

by Phil Hall | Jan 6, 2026 | News/Current Events, Real Estate News, U.S. Housing Market, WRE News Exclusive

A new Home Price Index report from ICE Mortgage Technology found annual home price growth ended 2025 with a mild 0.7% uptick, the smallest calendar-year increase since 2011 when prices fell by 2.9%. The report noted that 2026 is beginning with housing affordability at...
Report: Nationwide Mortgage Delinquency Rate at 4-Year High

Report: Nationwide Mortgage Delinquency Rate at 4-Year High

by Phil Hall | Dec 23, 2025 | Mortgage Information, News/Current Events, Real Estate News, U.S. Housing Market, WRE News Exclusive

The number of past-due mortgages rose by 275,000 from October to 2.3 million in November, raising the national delinquency rate to 3.85% — the highest level in over four years. According to a new data report from ICE Mortgage Technology, a division of Intercontinental...
Report: Refinance Retention at 3.5-Year High

Report: Refinance Retention at 3.5-Year High

by Phil Hall | Dec 8, 2025 | Mortgage Information, News/Current Events, Real Estate News, U.S. Housing Market, WRE News Exclusive

Refinance retention reached a 3.5-year high (28%) during the third quarter with servicers retaining more than half of borrowers refinancing out of 2024 vintage loans, according to the newly published December 2025 ICE Mortgage Monitor Report. Rate-and-term retention...
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