The average American household now carries roughly $288,676 in national debt, owes $767 a month on a car payment, and is sitting on credit card balances at over 21% interest. The personal savings rate has dropped to 4%. And as of this morning, the Federal Reserve Bank...
I was sitting in a meeting recently listening to a market update from one of the sharpest financial minds I know — Aaron VanTrojen, a CEO with his finger on the pulse of the mortgage industry. He dropped a number that stopped the room. America’s debt-to-GDP...
A recent report in the Washington Post highlighted a striking reality: economists, researchers, and policymakers cannot agree on the true size of the U.S. housing shortage. Estimates range from roughly two million homes to as many as twenty million. (Source:...
There has never been a moment in real estate where technology and human judgment collided with this much consequence. Artificial intelligence is no longer a novelty in our industry; it has become a mirror, reflecting the difference between people who truly understand...
More Than a Market Cycle I’ve been in this industry long enough to see markets rise and fall, interest rates swing wildly, and consumer sentiment shift almost overnight. We’ve seen booms that made headlines and busts that left scars. Yet through it all, one constant...
