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ARM Demand Hits Nearly Four-Year High as Borrowers Seek Relief From Higher Fixed Rates

ARM Demand Hits Nearly Four-Year High as Borrowers Seek Relief From Higher Fixed Rates

by John G. Stevens | Oct 7, 2026 | Current News & Events, Mortgage Information, U.S. Housing Market

Adjustable-rate mortgages are taking a larger share of the mortgage market as borrowers search for payment relief from higher fixed rates, but the stock of existing ARM loans remains far smaller than it was before the financial crisis. The October 2026 ICE Mortgage...
The Mortgage Market Is Healthy. That Doesn’t Mean Every Homeowner Is

The Mortgage Market Is Healthy. That Doesn’t Mean Every Homeowner Is

by John G. Stevens | Aug 28, 2026 | Current News & Events, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

There is a strange contradiction developing in the mortgage market right now, and I think we need to be careful about how we talk about it. By most broad measures, the mortgage system is still in pretty good shape. There is no national foreclosure crisis, there is no...
Q2 Mortgage Delinquency Rate Down Slightly

Q2 Mortgage Delinquency Rate Down Slightly

by Phil Hall | Aug 14, 2025 | Current News & Events, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

The second quarter delinquency rate for mortgage loans on one-to-four-unit residential properties declined to a seasonally adjusted rate of 3.93% of all loans outstanding, according to data from the Mortgage Bankers Association (MBA). The delinquency rate was down 11...

HUD Proposes New Rule for Governing FHA Mortgage Note Sales

by Phil Hall | Jul 17, 2024 | Current News & Events, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

The U.S. Department of Housing and Urban Development (HUD) has proposed a new rule to govern the sale of seriously delinquent single-family mortgage loans insured by the Federal Housing Administration (FHA). The proposed rule includes changes made during a...
Report: Vermont Leads US for Mortgage Delinquencies

Report: Vermont Leads US for Mortgage Delinquencies

by Phil Hall | May 23, 2024 | Current News & Events, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

The Green Mountain State is awash in the red ink of mortgage delinquency, according to a new report from WalletHub. In its newly published “States Where Mortgage Delinquency Is Increasing the Most,” WalletHub detailed where home loans have become least affordable from...
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