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Redfin’s Housing Affordability Scenarios Stretch From 2029 to Beyond 2036

Redfin’s Housing Affordability Scenarios Stretch From 2029 to Beyond 2036

by John G. Stevens | Oct 9, 2026 | Current News & Events, Market Snapshot, Real Estate News, U.S. Housing Market

Redfin has put dates on the housing market’s affordability problem, but the most important feature of its new analysis is how far apart those dates are. Under one set of assumptions, the typical mortgage payment could return to its pre-pandemic share of...
Mortgage Rate Locks Fall 10.15% in September as Higher Rates Shrink Lender Pipelines

Mortgage Rate Locks Fall 10.15% in September as Higher Rates Shrink Lender Pipelines

by John G. Stevens | Oct 9, 2026 | Current News & Events, Market Snapshot, Mortgage Information, U.S. Housing Market

Mortgage rate-lock activity declined sharply in September as higher borrowing costs and a selloff in bonds weighed on lending pipelines, according to Mortgage Capital Trading’s October Lock Volume Indices.Total rate-lock volume fell 10.15% from August, while...
Veros Sees Just 1% Home-Price Growth as 7% Mortgage Rates Split U.S. Housing Market

Veros Sees Just 1% Home-Price Growth as 7% Mortgage Rates Split U.S. Housing Market

by John G. Stevens | Oct 7, 2026 | Current News & Events, Market Snapshot, Real Estate News, U.S. Housing Market

U.S. home prices are still expected to rise over the next year, but only barely, as the renewed surge in mortgage rates deepens the affordability squeeze and widens the gap between stronger and weaker housing markets. Veros Real Estate Solutions’ Q3 2026 VeroFORECAST,...
ARM Demand Hits Nearly Four-Year High as Borrowers Seek Relief From Higher Fixed Rates

ARM Demand Hits Nearly Four-Year High as Borrowers Seek Relief From Higher Fixed Rates

by John G. Stevens | Oct 7, 2026 | Current News & Events, Mortgage Information, U.S. Housing Market

Adjustable-rate mortgages are taking a larger share of the mortgage market as borrowers search for payment relief from higher fixed rates, but the stock of existing ARM loans remains far smaller than it was before the financial crisis. The October 2026 ICE Mortgage...
Mortgage Rates Push Toward 8% as Lenders Face New Margin and Volume Pressure

Mortgage Rates Push Toward 8% as Lenders Face New Margin and Volume Pressure

by John G. Stevens | Oct 6, 2026 | Current News & Events, Mortgage Information, U.S. Housing Market

Mortgage rates moved closer to 8% Tuesday, adding another layer of pressure to a lending industry already confronting weaker borrower demand, thinner margins and a sharp fall slowdown in housing activity.HousingWire Data reported an average 30-year conforming rate of...
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