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June Point Lending Expands DSCR Program to California, Its 19th State

June Point Lending Expands DSCR Program to California, Its 19th State

by John G. Stevens | Oct 7, 2026 | Current News & Events, Industry Updates, Mortgage Information

Wholesale non-QM lender June Point Lending has expanded its debt-service-coverage-ratio mortgage program to California, bringing its DSCR offering to 19 states and adding one of the country’s largest mortgage markets to its footprint.The company announced the...
ICE Launches Loan-Level Pricing Service for Residential Whole Loans

ICE Launches Loan-Level Pricing Service for Residential Whole Loans

by John G. Stevens | Sep 30, 2026 | Current News & Events, Mortgage Information, Tech Trends

Intercontinental Exchange has launched a loan-level evaluated-pricing service for residential whole loans, bringing its fixed-income pricing framework into a market where individual mortgages can be harder to value consistently than securitized mortgage assets. ICE...
More Borrowers Can Qualify for a Mortgage. That Doesn’t Make the House Affordable

More Borrowers Can Qualify for a Mortgage. That Doesn’t Make the House Affordable

by John G. Stevens | Aug 28, 2026 | Mortgage Information, U.S. Housing Market

There are borrowers in America who can responsibly repay a mortgage and still do not fit neatly into the underwriting box we built for them. Anyone who has spent time in mortgage lending has seen this. A self-employed business owner may have substantial cash flow but...

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