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Housing’s New Divide Isn’t Just About Income. It’s About Who Already Has Wealth

Housing’s New Divide Isn’t Just About Income. It’s About Who Already Has Wealth

by John G. Stevens | Sep 3, 2026 | Current News & Events, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

We spend a lot of time in mortgage lending talking about income. How much does the borrower earn? What is the debt-to-income ratio? How much of a monthly payment can the household reasonably carry? What happens to purchasing power when the mortgage rate moves another...

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