VantageScore has introduced a mortgage credit-score simulation API designed to show lenders how particular changes to a borrower’s credit file might affect a VantageScore 4.0 result. The October 16 launch adds another tool to an increasingly competitive mortgage...
Fair Isaac Corp., the company behind the FICO credit score, is eliminating approximately 15% of positions across the company as part of a restructuring that will reduce management layers and integrate artificial intelligence into product development. The workforce...
United Wholesale Mortgage will now obtain both FICO and VantageScore 4.0 on every credit pull and automatically use the strongest qualifying score for the borrower, moving beyond simply giving brokers access to both models. The Pontiac, Michigan-based wholesale lender...
Pennymac has completed deployment of VantageScore 4.0 across its consumer direct, broker direct and correspondent mortgage businesses, putting another major mortgage platform into production with the newer credit-scoring model. PennyMac Financial Services announced...
TransUnion is extending its 99-cent price for VantageScore 4.0 mortgage origination scores through December 2028, turning what began as a 2026 price cut into a three-year commitment as competition in mortgage credit scoring moves from policy debate toward lender...
Realty Income Invests $2.6 Billion in Third Quarter, Raises 2026 Outlook
