A new data report from TransUnion (NYSE: TRU) has determined 13% of consumers are sharing their rent payments data with credit reporting agencies, up from 11% in 2024.
However, TransUnion’s research also found the number of property managers who are aware of and participate in rent payment reporting decreased to 44% in 2025, down from 48% one year earlier. the year prior. TransUnion speculated the decrease in property managers’ participation in this reporting may be due to having more consumers self-report their rent payments through third-party data furnishers.
“Rent payment reporting is well documented as a means to improving credit scores and financial inclusion, so I’m happy to see that more consumers are empowered to participate,” said Johnson. “We hope the new FHFA policy will help increase the number of consumers opting in for rent payment reporting.”
The report found more than half of renters (57%) are more likely to rent from a property manager who reports payments, and nearly 80% are more likely to pay on time when their payments are reported to credit reporting agencies.
The report found more than half of renters (57%) said they more likely to rent from a property manager who reports payments, while nearly 80% claimed they were more likely to pay on time when their payments are reported to credit reporting agencies.
TransUnion’s data was culled from an online survey of 2,006 adults was conducted March 5-10, and it follows a July revision of Federal Housing Finance Agency (FHFA) policy that mandates Fannie Mae and Freddie Mac accept VantageScore 4.0 credit scores for mortgage underwriting. Those scores include rent payment history, which can be used to further the applicant pool for mortgage applications.
“The regulatory developments we’ve seen in this space are very encouraging,” said Maitri Johnson, senior vice president and head of TransUnion’s tenant and employment screening business. “The vast majority of renters reliably make on-time payments and they deserve to leverage that proven responsibility toward home ownership and other financial opportunities.”
