United Wholesale Mortgage (UWM) has announced a new partnership with Bilt, the housing and neighborhood loyalty platform.
According to the companies, UWM is the first mortgage platform that will allow its loan customers to earn Bilt Points with every on-time mortgage payment. Beginning in early 2026, customers working with UWM brokers can access Bilt’s reward program, which includes special offers from more than 40,000 local merchants nationwide.
“This partnership with Bilt is a game-changer for our broker partners, consumers and the industry as a whole,” said Mat Ishbia, president and CEO of UWM. “By integrating Bilt into our servicing platform, we are reimagining how a borrower views and thinks about their mortgage payments, while also creating an unmatched lead generation tool and exceptional client engagement for brokers. This will redefine industry standards, putting relationship-building at the center of mortgage servicing and elevate the wholesale channel to a new level.”
Ishbia added, “This platform helps brokers win new, high-intent, leads from Bilt’s ecosystem. We’re giving independent brokers access to millions of qualified Bilt members who have been building credit and saving for homeownership, while providing tools that make every loan they close more valuable to their clients.”
“We’ve built Bilt to transform every stage of the housing journey into an opportunity,” said Ankur Jain, founder and CEO of Bilt. “Our members have been building credit and earning rewards as renters, saving those Bilt Points toward down payments, and using our platform to find and buy homes. With UWM, we’re completing the circle—they’ll continue earning rewards with every mortgage payment. This is the full lifecycle of housing, all on one platform.”
