TransUnion (NYSE: TRU) has unveiled a 99 cents per mortgage origination score for VantageScore 4.0.
TransUnion said the price reduction is designed to support the Federal Housing Finance Agency’s focus on increasing score competition in the mortgage market between VantageScore and FICO.
“Prior to this announcement, TransUnion’s charge for VantageScore in mortgage origination was $4.00,” said Satyan Merchant, senior vice president and mortgage business leader at Chicago-based TransUnion. “We were previously offering VantageScore 4.0 for free with the purchase of a FICO mortgage origination score and will continue to do so.”
As for the FICO pricing, Merchant added, “FICO set the royalty for its mortgage origination score to $10 for 2026.”
