Smart Capital Center, a San Francisco-based platform for commercial real estate underwriting, loan origination and asset management, announced the launch of Fraud Alerts, a new artificial intelligence capability designed to detect inconsistencies, anomalies, and potential fraud within borrower-submitted financial and operational data.
According to the company, Fraud Alerts uses an AI-driven framework that continuously analyzes property-level documentation such as rent rolls, operating statements, lease records, inspection reports, underwriting proformas and external market data to identify discrepancies that may indicate reporting errors, operational risk, or potential fraud.
The system identifies unusual patterns in occupancy, lease terms, income reporting, and property performance. It also detects financial changes across reporting periods, highlighting unexplained deviations in revenue, expenses, or operating metrics. Every alert links directly to the underlying documents and data used in the analysis, enabling analysts to quickly investigate flagged issues, and teams can add investigation notes, prioritize alerts, and document resolution steps within the platform.
Laura Krashakova, CEO of Smart Capital Center, said, “Fraud Alerts is the result of two years of focused collaboration with lenders and mortgage professionals who wanted a better way to detect risks hidden within borrower reporting. Through continuous feedback, testing, and real-world use cases, we developed an AI capability specifically built for CRE finance, combining financial analysis, document intelligence, and underwriting workflows into a unified risk detection system.”
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