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Homes account for more than a fifth of the UK’s total CO2 emissions, which may help explain why the government and others believe green mortgages could be a gamechanger for moving to a sustainable future.

Although they have been around in one form or another for some time, environmentally friendly mortgages have yet to take off in a big way: a poll published this week found that 94% of brokers had never sold one.

However, Nick Mendes​, a mortgage technical manager at the broker John Charcol, believes there will be “a huge tidal change” in the home loans market next year in terms of what is available.