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As the modern mortgage market continues to evolve, so too does the complexity attached to product offerings, criteria, lending policy, affordability and accessibility.

I could go on but I’m sure you all have your own lists. Whilst consumers are becoming increasingly savvy when it comes to doing their research, collating information and educating themselves on certain elements of the homebuying process, the truth is that this remains a highly daunting transaction for many. Especially when it comes to mortgages.