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The American Rescue Plan Act set aside stimulus money for states to help people at risk of losing their homes.

This is known as the Homeowner Assistance Fund (HAF), which provides nearly $10 billion for states and other US territories.

All states and eligible territories have applied for the funding – and 23 have now set up their programs and accept applications.

Ten others have so far set up pilot programs, while the rest remain in the process to do so, according to the National Council of State Housing Agencies (NCSHA).

If you get accepted, the funds can be used for mortgage payments, homeowner’s insurance, utility payments, and more.