Source: Standard ---  While waving is generally a good thing, waiving is not. This is especially true when it comes to certain contingencies when writing an offer on a home. In a frantic effort to win a bid in a highly competitive market, we are seeing too many offers...

Source: Credible --- Homebuyers are sometimes caught off guard by how much money they need to bring to closing. In addition to the down payment, you’ll need to pay a long list of closing costs — including an origination fee, title insurance, and more — before you can...

Source: Market Watch --- Four years ago, I was downsizing and building a home while I still had a hefty mortgage on my first home. I couldn’t secure the loan on my own until the other house was sold. I applied for the mortgage with my girlfriend. I had a down payment...