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BRYAN, Texas (KBTX) – Whether it’s from the increase of people working from home or those global supply chain issues, the housing market has seen plenty of volatility from the pandemic over the past couple years.

Buying and owning a home is one of the major pillars of the American dream, and the pandemic has only made it more difficult to navigate the market. As we begin a new year, experts say rising mortgage rates are one of the big forces facing prospective homebuyers.

Luis Torres is a research economist at the Texas A&M Texas Real Estate Research Center.