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State officials have rolled out a “Texas Homeowner Assistance Fund” that is designed to help homeowners who’ve fallen behind on mortgage payments and other housing costs during the pandemic.

The program has about $700 million in federal funds available to help folks get caught up on mortgage payments, property taxes, mortgage insurance and HOA fees.

The money is given out as grants to qualifying homeowners; it is not a loan that needs to be paid back. A household can receive up to $40,000 for mortgage payment assistance and up to $25,000 for property taxes, home insurance and HOA fees.