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Based on CoreLogic’s latest monthly Loan Performance Insights Report for November 2021, 3.6% of all mortgages in the U.S. were in some stage of delinquency (30 days or more past due, including those in foreclosure), representing a 2.3-percentage point decrease compared to November 2020, when it was 5.9%.

To gain a complete view of the mortgage market and loan performance health, CoreLogic examines all stages of delinquency. In November 2021, the U.S. delinquency and transition rates, and their year-over-year changes, were as follows: