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If it hadn’t been for a mortgage forbearance program, Destiny Blackmon says she could have lost her home. 

Destiny Blackmon and her husband pose for a photo at the site of their new home construction in 2017.Courtesy of Destiny Blackmon


Blackmon had just returned to work after dealing with a medical issue when the COVID-19 pandemic hit and knocked her and her husband, Floyd, and their three children off their feet again. “It just got really bad … both of us had like a crazy reduction in hours,” says Blackmon. By June 2020, she estimates they were getting by on the equivalent of a single pre-COVID income.