United Wholesale Mortgage has removed its minimum credit-score overlays for agency mortgages, a change that gives automated underwriting systems greater control over borrower eligibility across the wholesale lender’s conventional and government loan production. The...
The Consumer Financial Protection Bureau’s examination program has become markedly smaller and less aggressive in 2026, according to new reporting that offers the clearest look yet at how the agency’s announced change in supervisory philosophy is playing out inside...
U.S. home prices are still expected to rise over the next year, but only barely, as the renewed surge in mortgage rates deepens the affordability squeeze and widens the gap between stronger and weaker housing markets. Veros Real Estate Solutions’ Q3 2026 VeroFORECAST,...
Adjustable-rate mortgages are taking a larger share of the mortgage market as borrowers search for payment relief from higher fixed rates, but the stock of existing ARM loans remains far smaller than it was before the financial crisis. The October 2026 ICE Mortgage...
Better Home & Finance founder Vishal Garg is moving quickly to reshape the mortgage company after regaining board control, outlining a 90-day plan that includes a materially lower expense base, expansion in home-equity and wholesale lending and a search for a new...