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Mortgage rates remain at levels that might have seemed unthinkable just two years ago. Thirty-year home loans can still be found at rates far below 3%.

If you’re a homeowner with an existing mortgage, you might want to consider refinancing any loan you took out during the pre-pandemic era. Chances are you can get a much better deal now.

Refinancing at today’s historically low rates could save you a few thousand dollars a year in interest, and tens of thousands over the course of your loan.