The fintech Kikoff has teamed with TheGuarantors, a lease guarantee provider, in a new partnership designed to renters build credit in their pursuit of housing.
According to the companies, Kikoff and TheGuarantors will offer a free credit-building package to all applicants who interact with TheGuarantors’ platform. This includes renters approved for a lease guarantee and those who are not yet able to qualify.
The initiative includes reporting up to 24 months of past rent payments, along with ongoing reporting of future on-time rent payments to Equifax and TransUnion to help renters build and strengthen their credit profiles.
Kikoff provides accessible credit-building tools designed to lower barriers to long-term financial opportunity. TheGuarantors helps renters qualify for homes by replacing the need for a personal guarantor with its insurance-backed lease guarantees.
“Access to housing is fundamental to financial stability,” said Cynthia Chen, founder and CEO of Kikoff. “Many renters who use guarantor services are early in their credit journey or actively rebuilding. By offering free rent reporting, including past payments, we’re helping ensure that responsible renters can achieve measurable credit progress and take another step toward lasting financial stability.”
