Share this article!

When you’re buying a home, gathering the paperwork for your mortgage before you apply is a good idea. Tracking down documents can take time, but doing it before you need them could help you get to the closing table faster.

You will owe your lender a stack of documents once you apply — and during underwriting— that show you can repay the loan. A mortgage application typically requires a paper trail to verify:

— Income and employment.