The Federal Housing Finance Agency (FHFA) raised its conforming loan limits significantly across the U.S., even allowing for loans of up to nearly $1 million in some parts of the country, the agency announced Tuesday.
In most areas of the U.S., the new limit for conforming loans in 2022 — or mortgage loans backed by Fannie Mae or Freddie Mac — will be $647,200 for single-family homes, an increase of $98,950. This is up from the limit of $548,250 in 2021.
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