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A record number of storms battered America’s Gulf and East coasts last year. While this year’s forecast isn’t nearly as dire, at least several large hurricanes are expected to make landfall, endangering tens of millions of U.S. homes.

More than 31 million single-family homes and nearly 1 million residential units in multifamily buildings are at moderate to significant risk of storm damage this season, according to real estate data firm CoreLogic. This could cause trillions of dollars in damage and leave scores of homeowners without flood insurance footing steep bills.