Source: The Guardian —
Q I know every lender is different but how long does my husband need to be in his new job before we can apply for a mortgage?
We only need a £50,000 mortgage as we are buying my childhood home from my parents. How do we go about us buying it from them do they have to advertise it or do we just get solicitors involved?
Like so many other people we would be better of with a mortgage and with the stress tests it makes me worried as I have known many people turned away whom are on much higher incomes than we are but they are obviously doing it as a much bigger mortgage it really does make me nervous about applying and so much jargon to be honest I just feel swamped as all information is for someone buying a house at market value when we won’t be.
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