Mortgage Industry News
TransUnion Cuts VantageScore 4.0 Price to 99 Cents Per Mortgage Origination Score
“Prior to this announcement, TransUnion’s charge for VantageScore in mortgage origination was $4.00,” said TransUnion’s David M. Blumberg, Continue Reading TransUnion Cuts VantageScore 4.0 Price to 99 Cents Per Mortgage Origination Score
30-Year Fixed-Rate Mortgage Floats Up to 6.00%
A year ago at this time, it averaged 6.63%. Continue Reading 30-Year Fixed-Rate Mortgage Floats Up to 6.00%
Fannie and Freddie Conforming Loan Limits Raised for 2026
The increase is linked to the 3.26% house price increase recorded between the third quarters of 2024 and 2025. Continue Reading Fannie and Freddie Conforming Loan Limits Raised for 2026
Report: Ontario Households Spend More Than 50% of After-Tax Earnings for Mortgage Payments
“There is a perception that housing outside of the GTA is still somewhat affordable, but that’s not true,” said Austin Thompson, senior policy analyst with the Fraser Institute. Continue Reading Report: Ontario Households Spend More Than 50% of After-Tax Earnings for Mortgage Payments
Report: DOJ and FBI Probing Pulte for Possible Misconduct in Mortgage Fraud Referrals
Pulte did not issue any public response to the story. Continue Reading Report: DOJ and FBI Probing Pulte for Possible Misconduct in Mortgage Fraud Referrals
Mortgage Rates Go Into a Slump
Freddie Mac’s Sam Khater said the 30-year fixed-rate mortgage recorded “the largest one-week decrease since last November.” Continue Reading Mortgage Rates Go Into a Slump
TransUnion: Q3 Mortgage Balances Up Slightly While Originations Sink
After recording a slight decline in the second quarter, mortgage balances increased to $11.8 trillion in the third quarter. Continue Reading TransUnion: Q3 Mortgage Balances Up Slightly While Originations Sink
Infosys and Better Team on Mortgage as a Service Offering
According to the companies, companies that adopt MaaS “can revolutionize their mortgage operations.” Continue Reading Infosys and Better Team on Mortgage as a Service Offering
Mortgage Application Activity Takes an Uptick
The seasonally adjusted Purchase Index increased 3% from one week earlier. Continue Reading Mortgage Application Activity Takes an Uptick
New Campaign Seeks to Raise Awareness of VA Loan Program
Recent data found only three in 10 veterans knew they could buy a home with a zero-down payment with the VA loan program. Continue Reading New Campaign Seeks to Raise Awareness of VA Loan Program
FHA Extends Foreclosure Moratorium in Maui County
The moratorium was originally set to expire on Nov. 8. Continue Reading FHA Extends Foreclosure Moratorium in Maui County
Mortgage Rates Hold Steady
“The 30-year fixed-rate mortgage paused its multi-week climb but continues to hover under 8%,” said Sam Khater, Freddie Mac’s chief economist. Continue Reading Mortgage Rates Hold Steady
FHA Proposes Policy Updates to HECM Program
The updates seek to “streamline certain requirements and reduce operational challenges associated with servicing a HECM portfolio.” Continue Reading FHA Proposes Policy Updates to HECM Program
Q3 Housing: Fewer Equity-Rich Homes, Less Underwater Mortgages
Only 2.5% of all residential mortgages, or one in 40, were considered seriously underwater in the third quarter. Continue Reading Q3 Housing: Fewer Equity-Rich Homes, Less Underwater Mortgages
MBA: Purchase Loan Applications at Lowest Level Since 1995
Refinance applications were at their lowest level since January. Continue Reading MBA: Purchase Loan Applications at Lowest Level Since 1995














