The final Primary Mortgage Markey Survey published by Freddie Mac (OTCQB: FMCC) found 2025 ending with mortgage rates at their lowest level of the year.
The 30-year fixed-rate mortgage averaged 6.15% as of Dec. 31, down from last week when it averaged 6.18%. A year ago at this time, it averaged 6.91%.
The 15-year fixed-rate mortgage FRM averaged 5.44%, down from last week when it averaged 5.50%. A year ago at this time, it averaged 6.13%.
“After starting the year close to 7%, the average 30-year fixed-rate mortgage moved to its lowest level in 2025 this week, an encouraging sign for potential homebuyers heading into the new year,” said Sam Khater, Freddie Mac’s chief economist.
Weekly Real Estate News





