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Homeowners who have put off their refinances until the end of summer have stumbled into a bit of good luck.

Interest rates on America’s most popular types of home loans haven’t been budging, according to a long-running survey. That means another stretch of historically low mortgage rates — though it could be a brief one.

The current go-round with COVID-19 isn’t having the same impact on the economy as when businesses were shuttered across the country last year. Without that kind of economic disruption, there’s not much chance mortgage rates will go significantly lower.