The fintech and investment platform Nada has rolled out its US Home Equity Fund I (US HEF), a fund designed to provide qualified investors with direct exposure to the $35 trillion US home equity market through a diversified portfolio of Home Equity Agreements (HEAs).
The fund is available on Homeshares, Nada’s newly launched investment platform. According to Nada, US HEF I is designed for risk-adjusted growth and institutional liquidity, targeting 14% to 17% net IRR through exposure to home price appreciation. The fund focuses on owner-occupied properties for stability and diversification while limiting exposure to 35% of any single property’s value to ensure downside protection.
Nada added that because the assets in focus are positioned for future securitization or institutional sales, US HEF can offer a scalable, institutional-grade approach to home equity.
“We are witnessing the emergence of one of the most exciting new asset classes in real estate,” said John Green, founder and chief operating officer at Nada. “Home equity is the single largest source of wealth in the U.S., yet until recently, the only way to access it was through direct homeownership or traditional mortgage-backed securities. HEAs have changed that, creating a new way for investors to participate.”
