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FHA Releases MMI Fund Report for FY 2025

FHA Releases MMI Fund Report for FY 2025

The Federal Housing Administration (FHFA) has released its Fiscal Year 2025 report on the state of the Mutual Mortgage Insurance Fund (MMI Fund), a $1.6 trillion single-family mortgage portfolio. According to the report, the MMI Fund’s Capital Ratio as of Sept. 30 was...

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Mortgage Rates Drop to Lowest Level of 2025

Mortgage Rates Drop to Lowest Level of 2025

The final Primary Mortgage Markey Survey published by Freddie Mac (OTCQB: FMCC) found 2025 ending with mortgage rates at their lowest level of the year. The 30-year fixed-rate mortgage averaged 6.15% as of Dec. 31, down from last week when it averaged 6.18%. A year...

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CMBS Delinquency Rate Ends 2025 at 7.30%

CMBS Delinquency Rate Ends 2025 at 7.30%

The delinquency rate for commercial mortgage-backed securities (CMBS) ended 2025 with a four basis points uptick to 7.30%, according to data from Trepp Inc. Year-over-year, the overall CMBS delinquency rate is up 73 basis points from 6.57%. However, Trepp noted the...

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