Report: Nearly 44% of Homes Carry HOA Fees

by | Jan 27, 2026 | 0 comments

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Nearly 44% of homes currently for sale are subject to a monthly homeowners association (HOA) fee, according to a new data report from Realtor.com. That share is up slightly from 43.6% in 2025, but it is also up significantly from 34.3% in pre-pandemic 2019.

Roughly one-third (33.4%) of single-family homes now carry HOA fees. Single-family homes with HOAs also tend to be larger and more expensive – a median size of 2,306 square feet and a median price per square foot of $216.76, compared with 1,818 square feet and $205.10 for those without HOAs.

Nevada led all states and the District of Columbia in HOA prevalence, with 68.3% of listings subject to an HOA fee. South Dakota sits at the other end of the spectrum, with just 12.3% of listings carrying HOA dues.

The median price for a home with an HOA is $450,000, compared with $374,900 for a home without one. Realtor.com found the median HOA fee is $135, up from $125 last year and $108 in 2019.

“HOAs are no longer confined to condos or brand-new developments,” said Joel Berner, senior economist at Realtor.com. “The HOA-heavy construction boom earlier in the decade is now filtering into the existing-home market, and many of those newer communities were built with shared amenities, private roads and common spaces that require ongoing maintenance. At the same time, rising insurance costs, stricter building safety standards and higher labor and material prices are pushing associations to raise dues, making monthly HOA fees a much more common—and more costly—feature of homeownership than they were even a few years ago.”

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