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Mortgage Lending Changed. The Federal Home Loan Bank System Hasn’t Kept Up

Mortgage Lending Changed. The Federal Home Loan Bank System Hasn’t Kept Up

by John G. Stevens | Aug 26, 2026 | Current News & Events, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

The Federal Home Loan Bank System was created in 1932. I don’t bring up that date because there is anything inherently wrong with a 94-year-old institution. Some of the most important pieces of our housing-finance system have been around for generations. I bring...
loanDepot Gets NYSE Deficiency Notice as Shares Fall Below $1 Threshold

loanDepot Gets NYSE Deficiency Notice as Shares Fall Below $1 Threshold

by John G. Stevens | Aug 24, 2026 | Current News & Events, Mortgage Information

loanDepot has received a deficiency notice from the New York Stock Exchange after its Class A common stock fell below the exchange’s minimum continued-listing price requirement. The mortgage lender disclosed Friday that it received written notice from the NYSE on Aug....
NEXA Lending Acquires UMortgage in Major Mortgage Broker Deal

NEXA Lending Acquires UMortgage in Major Mortgage Broker Deal

by John G. Stevens | Aug 23, 2026 | Current News & Events, Industry Updates, Mortgage Information

NEXA Lending is acquiring UMortgage in a major consolidation move involving two prominent companies in the independent mortgage broker channel. The transaction was announced Sunday, Aug. 23. Under the agreement, UMortgage will move onto NEXA’s larger operating...
reAlpha Tech Corp. Acquires InstaMortgage

reAlpha Tech Corp. Acquires InstaMortgage

by Phil Hall | Dec 23, 2025 | Current News & Events, Mortgage Information, Real Estate News, WRE News Exclusive

reAlpha Tech Corp. (NASDAQ: AIRE), a Dublin, Ohio-based AI-powered real estate technology company, announced its acquisition of InstaMortgage Inc., an independent mortgage lender. Founded in 2008 and headquartered in San Jose, InstaMortgage is an originations-focused...
Experian Offers Free VantageScore 4.0 to Mortgage Lenders

Experian Offers Free VantageScore 4.0 to Mortgage Lenders

by Phil Hall | Oct 14, 2025 | Current News & Events, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

Experian (OTCMKTS: EXPGY) is now providing the VantageScore 4.0 credit score for free to its US mortgage clients. The Costa Mesa, California-based company said it would offer a free VantageScore 4.0 indefinitely so lenders can evaluate using VantageScore during the...
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