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I was excited to read about your recent Executive Order on promoting competition across America with the goal of reducing consumer prices.

When it comes to real estate, reducing purchase and refinance transactional costs along with improving ongoing payment affordability might be easier than one might anticipate. First, policymakers, regulators and Congress need to update an obsolete batch of dinosaur rules, regulations, and laws. Here are the top 10:

1. Create competition in the title insurance industry by allowing bundled settlement services starting with title insurance. Here we are in 2021. Consumers still cannot negotiate title insurance.