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FICO is the preeminent credit reporting service in the United States, with 90% of all lending decisions in the United States dictated by FICO every single day. While there’s a lot of useful information about FICO (including our recently-published eBook), one aspect of credit reporting and scoring still creates some confusion: inquiries.

So today we’ll give you the final word on credit checks and inquiries straight from FICO itself.

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