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Portland-based Vision Mortgage Group has launched Legacy Builder, a proprietary loan program aimed at first-generation, first-time homebuyers.

According to the company, the program features a 1% down payment and 2% grant down payment assistance. Borrowers do not have to repay the 2% grant. Funding is available for homes of all sizes and at any location.

“Homeownership is all about helping families build a legacy and wealth, but most people don’t have the money for a down payment,” said Mark Charlton, President of Vision Mortgage Group. “With Legacy Builder, we’re providing underserved communities with down payment assistance, flexible mortgage terms, and other perks they won’t get with conventional loans to make homeownership more attainable than ever before.”