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Eddie Valdivia, 34 and his wife, Vanessa, 36, workers at the Red Cross, bought their first house last October, right in the middle of the pandemic.

It’s a three-bedroom, three-bathroom house on a half-acre in Palmdale, California, about 90 minutes outside Los Angeles. Because Eddie is a veteran who served in the Navy for eight years, the couple was able to get a VA purchase loan, which allowed them to buy the house without a down payment.

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