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A Phil Hall Op-Ed: Predictions for the Real Estate World in 2026

A Phil Hall Op-Ed: Predictions for the Real Estate World in 2026

by Phil Hall | Dec 31, 2025 | A Phil Hall Op-Ed, News/Current Events, Real Estate News, U.S. Housing Market, WRE News Exclusive

A Phil Hall Op-Ed: In putting together a list of predictions for what the real estate industry might experience during 2026, I am reminded of the wonderfully warped psychic Criswell, who gained fame and fortune by making bold predictions including claims that an...
FHA Releases MMI Fund Report for FY 2025

FHA Releases MMI Fund Report for FY 2025

by Phil Hall | Dec 31, 2025 | Mortgage Information, News/Current Events, Real Estate News, WRE News Exclusive

The Federal Housing Administration (FHFA) has released its Fiscal Year 2025 report on the state of the Mutual Mortgage Insurance Fund (MMI Fund), a $1.6 trillion single-family mortgage portfolio. According to the report, the MMI Fund’s Capital Ratio as of Sept. 30 was...
Mortgage Rates Drop to Lowest Level of 2025

Mortgage Rates Drop to Lowest Level of 2025

by Phil Hall | Dec 31, 2025 | Mortgage Information, News/Current Events, Real Estate News, U.S. Housing Market, WRE News Exclusive

The final Primary Mortgage Markey Survey published by Freddie Mac (OTCQB: FMCC) found 2025 ending with mortgage rates at their lowest level of the year. The 30-year fixed-rate mortgage averaged 6.15% as of Dec. 31, down from last week when it averaged 6.18%. A year...
CMBS Delinquency Rate Ends 2025 at 7.30%

CMBS Delinquency Rate Ends 2025 at 7.30%

by Phil Hall | Dec 31, 2025 | Commercial Real Estate News, News/Current Events, Real Estate Investing, Real Estate News, WRE News Exclusive

The delinquency rate for commercial mortgage-backed securities (CMBS) ended 2025 with a four basis points uptick to 7.30%, according to data from Trepp Inc. Year-over-year, the overall CMBS delinquency rate is up 73 basis points from 6.57%. However, Trepp noted the...
reAlpha Mortgage Launches Loan Officer Recruitment Program

reAlpha Mortgage Launches Loan Officer Recruitment Program

by Phil Hall | Dec 31, 2025 | Mortgage Information, News/Current Events, Real Estate News, U.S. Housing Market, WRE News Exclusive

reAlpha Mortgage, a division of reAlpha Tech Corp. (NASDAQ: AIRE), has launched a national loan officer recruitment program. According to the Dublin, Ohio-based company, the program will offer Restricted Stock Unit (RSU) awards to loan officers who join reAlpha. The...
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