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Baltimore-headquartered First Home Mortgage Corp. has debuted its First Home ONE Program, which is designed to enable qualified buyers to purchase a home with 3% equity but only 1% down payment.

Under this program, the buyer contributes 1% and First Home Mortgage contributes 2% (up to $5,500) towards the down payment and/or closing costs. This program is available with 30-year fixed conventional loans.

First Home Mortgage has 31 offices serving 21 states in the Northeastern, Mid-Atlantic, and Southern regions.

“Our loan officers at First Home Mortgage understand the challenges that prospective homebuyers face in today’s competitive market,” said James Baublitz, vice president of capital markets at First Home Mortgage. “This First Home ONE program is the latest step in our series of initiatives, which include First Home Advantage, First Home Heroes, and First Home’s Dream Program – all designed to make homeownership more affordable and accessible to the clients and communities we serve.”

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