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Doing your bit for the environment could save you thousands on your loan or mortgage and knock a few bob off your insurance, while investing in ‘green’ companies could reap you handsome profits – if you invest wisely.

Of course, financial gain may not be your motivation for cutting your carbon footprint or investing in green initiatives – however, it is always worth taking up any chance to put money back into your pocket and a ‘green’ loan or investment may well give you that opportunity.

Don’t let your enthusiasm to snap up a green financial product or investment blind you to any weaknesses in it though – you may be better off elsewhere. So what kind of ‘green’ products are on offer now from financial institutions – and is there any merit in taking them up?