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The Miami-based cryptocurrency lending platform Moon Mortgage has launched two products designed to blend the realms of digital assets and property purchasing.

The company’s new Trade & Borrow product is being billed as “the world’s first crypto loan margin account.” According to Moon Mortgage, the product enables investors to “borrow against the value of their crypto while still maintaining some control of it.” Investors that use Trade & Borrow will still be able trade their digital assets after they have taken out a cash loan.

Investors can take out a loan using Trade & Borrow on one-, three-, and six-month terms, with the option to renew their loans. The product does not have a prepayment penalty and does not require origination fees. Moon Mortgage added it is with a fully chartered U.S. digital asset bank to enable Trade & Borrow, adding it would “never lend out the assets it takes as collateral.”

Moon Mortgage also released its core mortgage product to market, which allows crypto investors to use their assets to secure funding for purchases of real estate. Outside of using digital assets as collateral, the lending platform’s crypto mortgage product is identical to traditional mortgages – however, investors will need a minimum of a $1 million loan amount in order to apply. The crypto mortgage product is currently available in Florida, Texas and Colorado, with a wider rollout planned for the near future.

“Against the backdrop of a very tough year for crypto investors, there is an obvious need to provide more options to help create material value — to ensure that investors can have as many options as possible, just as traditional retail investors have,” said Aaron Nevin, co-founder and CEO of Moon Mortgage. “Trade & Borrow is how we are doing that. For too long, investors have had to ‘put up and shut up’ with how they can use crypto to create material gains — having to convert crypto into fiat in order to leverage that for major living expenses, such as buying a vehicle. But we say you should be able to have your cake and eat it too. Trade & Borrow is our dream of being able to really use your crypto, without having to lose your edge, and with security at the heart of the product.”