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th the holiday season nearly upon us, things have really slowed down in the mortgage and real estate sphere. But that doesn’t mean there’s nothing to say! Rates are still in flux, and as you prepare to settle your resolutions for the new year, Bankrate has some advice that may be of use. Here’s what’s going on.

1. Mortgage rates are on the rise

After a reprieve that lasted a few weeks, the average rate on a 30-year loan ticked up again in recent days. Experts believe this trend will remain in place for the foreseeable future, even with daily or weekly changes, so now is the time to consider a refi. Think of it as a gift to yourself for the festive season.

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