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Builder Confidence Falls to 12-Month Low as Mortgage Rates Squeeze Buyers

Builder Confidence Falls to 12-Month Low as Mortgage Rates Squeeze Buyers

by Nathan S. Pierce | Sep 16, 2026 | Real Estate News

U.S. homebuilder confidence fell to a 12-month low in September as higher mortgage rates and persistent affordability pressure pushed more builders to cut prices and lean on incentives to move new homes. The NAHB/Wells Fargo Housing Market Index dropped three points...
Mortgage Bankers Association Challenges New Jersey Disparate-Impact Rule in Federal Court

Mortgage Bankers Association Challenges New Jersey Disparate-Impact Rule in Federal Court

by Nathan S. Pierce | Sep 16, 2026 | Mortgage Information, News/Current Events

The Mortgage Bankers Association is asking a federal court to block New Jersey’s disparate-impact discrimination rule, arguing that the state created a compliance framework that conflicts with federal civil-rights law and puts mortgage lenders in an...
Reverse Mortgage Lenders Still Own the Risk When Sponsored TPOs Originate HECMs

Reverse Mortgage Lenders Still Own the Risk When Sponsored TPOs Originate HECMs

by John G. Stevens | Sep 16, 2026 | Mortgage Information, News/Current Events

Reverse mortgage lenders that sponsor third-party originators remain fully responsible for what those TPOs do in connection with FHA-insured Home Equity Conversion Mortgages, according to a new ethics advisory from the National Reverse Mortgage Lenders Association....
Realtor.com Says the Best Homebuying Week of 2026 Starts Sept. 27

Realtor.com Says the Best Homebuying Week of 2026 Starts Sept. 27

by John G. Stevens | Sep 16, 2026 | News/Current Events, Real Estate News, U.S. Housing Market

The national housing market may be approaching its most buyer-friendly stretch of 2026, but the opportunity has less to do with a sudden affordability breakthrough than with the seasonal combination of more listings, slower competition and softer asking prices....
Fannie Mae Is Opening the Door to Proactive PMI Cancellation Outreach

Fannie Mae Is Opening the Door to Proactive PMI Cancellation Outreach

by John G. Stevens | Sep 16, 2026 | Mortgage Information, News/Current Events

Fannie Mae is moving toward letting mortgage servicers proactively contact homeowners who may be able to eliminate private mortgage insurance, a policy shift that could put monthly savings in front of borrowers who otherwise may not know to ask. Federal Housing...
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