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As inflation soars and recession looms in Poland, a break from mortgage payments will be a much-needed reprieve for Jakub Rdzanek and his wife. The couple have seen their monthly home loan bills soar more than 70 per cent since the start of the year, as the country’s central bank has raised interest rates to combat rocketing prices. “Our mortgage has suddenly become terrifying,” said Rdzanek, who bought their Warsaw flat last August.