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Skipton Building Society has announced plans to become the first U.K. lender to offer a 100% mortgage since the 2008 financial crisis.

According to a report in The Guardian, 100% mortgages are designed for first-time buyers who are unable to save for a down payment. These mortgages were commonplace before the financial crisis but were discontinued by U.K. lenders after the economy cratered. One complaint about these mortgages involve the fate of borrowers who face home price depreciation, which could result in owing more than the worth of the property.

While Skipton Building Society did not provide details on how this new iteration of the mortgage product would work or when it would be introduced. CEO Stuart Haire described the product as being able “to enable people trapped in rental cycles – where they are prevented from being able to save for a house deposit – to access the property ladder and make a home.”

Haire added the borrowers for this product “have a decent history of making rental payments over a period of time and can evidence affordability of a mortgage, yet their only barrier to becoming a homeowner is not being able to save enough for a deposit and through lack of access to the bank of mum and dad.”