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Low interest rates, high rents and working from home combined to push many young Americans to buy their first home over the last two years. But this version of the Great American Dream is not without its challenges, as Lauren Morgan found out.

“The day we moved in, our air-conditioner broke,” she told NPR. “And so that was the first instance of, ‘Is this a mistake?'”

Morgan, 30, and her husband own a quaint home in Norwood, Mass., outside of Boston. Like many millennials, they moved in June of 2021. And to get ahead of the hyper-competitive market and ensure they won the bidding, they decided to waive their inspection.