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New Jersey does not have enough affordable housing. Shelters are barely treading water. People at risk of eviction don’t know where to get help. Families are suffering.

These were among the repeated refrains from homeless shelter officials, lawyers and housing advocates speaking at an Assembly Housing Committee hearing Thursday that focused on New Jersey’s eviction and homelessness crises, which have been exacerbated by the COVID-19 pandemic.

Lawmakers are repeatedly heralding a renewed focus on “affordability” this session, and housing is one of the largest expenses a family faces.

Here are the most pressing housing problems plaguing the state, progress being made to help families, and suggestions experts shared to address housing instability: