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Mortgage Lending Changed. The Federal Home Loan Bank System Hasn’t Kept Up

Mortgage Lending Changed. The Federal Home Loan Bank System Hasn’t Kept Up

by John G. Stevens | Aug 26, 2026 | Current News & Events, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

The Federal Home Loan Bank System was created in 1932. I don’t bring up that date because there is anything inherently wrong with a 94-year-old institution. Some of the most important pieces of our housing-finance system have been around for generations. I bring...
Carrington Expands Non-QM Lending to Borrowers With FICO Scores as Low as 550

Carrington Expands Non-QM Lending to Borrowers With FICO Scores as Low as 550

by John G. Stevens | Aug 26, 2026 | Current News & Events, Industry Updates, Mortgage Information, Real Estate News, U.S. Housing Market, WRE News Exclusive

Anaheim, California-based Carrington Mortgage Services has expanded its Flexible Advantage non-QM program, opening additional financing options for borrowers whose credit histories, income documentation or investment profiles can leave them outside traditional...
eLEND Partners With Ready4Remodel to Bring AI Into Renovation Lending

eLEND Partners With Ready4Remodel to Bring AI Into Renovation Lending

by John G. Stevens | Aug 26, 2026 | Current News & Events, Industry Updates, Real Estate Agent Tools, Real Estate News, WRE News Exclusive

Parsippany, New Jersey-based American Financial Resources, which does business as eLEND, announced that it is bringing artificial intelligence (AI) into the renovation mortgage process through a new partnership with Ready4Remodel, giving mortgage brokers and borrowers...
America Needs More Homes. Builders Are Being Given Reasons to Build Fewer

America Needs More Homes. Builders Are Being Given Reasons to Build Fewer

by John G. Stevens | Aug 25, 2026 | Current News & Events, Real Estate News, U.S. Housing Market, WRE News Exclusive

For several years now, nearly every serious discussion about housing affordability has eventually arrived at the same conclusion: America needs more homes. I don’t disagree with that conclusion. What bothers me is how often we stop the conversation there, as...
Real Completes RE/MAX Acquisition, Creating Real REMAX Group

Real Completes RE/MAX Acquisition, Creating Real REMAX Group

by John G. Stevens | Aug 24, 2026 | Current News & Events, Industry Updates, Real Estate News

The Real Brokerage completed its acquisition of RE/MAX Holdings on Monday, bringing Real’s technology-focused brokerage operation and the former RE/MAX Holdings businesses together under Real REMAX Group Inc. The transaction closed Aug. 24 following shareholder...
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